Voluntary health insurance

If you are not covered through another route, check whether you can enter a voluntary NFZ insurance agreement. The official service explains the conditions,…

If you are not covered through another route, check whether you can enter a voluntary NFZ insurance agreement. The official service explains the conditions, documents, contributions and possible additional charges.

Contact the NFZ branch for your place of residence before paying. Ask what registration with ZUS is required after an agreement is signed, and how cover starts and ends.

Editorial summary checked against official sources: 2026-10-25